Still paying
too much?
Let’s see if I can help you uncover a better home loan rate
Get a FREE assessment
Just some of the services I can help you with:
Self-Employed Mortgages
I can look at your history and may be able to potentially reduce your rate, saving you hard earned dollars.
SMSF Lending
Finding the right SMSF loan could cut your costs and put you on track for your dream retirement.
First Home Buyers
I can show you what first time buyer grants you qualify for, getting your foot in the door sooner.
Home loans
Like the hummingbird searches for the sweetest nectar I will search for the right home loan for you.
Refinancing
I specialise in being able to refinance you to a lower rate and can potentially unlock equity in your home.
Investment properties
Looking to grow your property portfolio? I’ll simplify the process and help you secure funding for your next investment.
Why go to one lender, when I go to over 50?
More lenders means more chances to get you the right loan!


























A little bit more about me…
I’m the local Byron Bay Broker who loves a surf…
Helping you purchase your dream property!
Specialising in assisting first-home buyers, self-employed applicants, refinancers, and self-managed superfund (SMSF) borrowers, James Marsh brings a wealth of expertise to ensure you get the right mortgage for your unique situation, no matter how complicated it might be.
Maintaining relationships with over 50 lenders and having access to cutting-edge tools and market-leading data, James provides an in-depth financial analysis before offering you the best options for your needs.

People say the nicest things
And I couldn’t be prouder to have helped them out
Sarah Rameka
a month ago
We can’t thank James Marsh from Nectar Mortgages enough for everything he did to help our family secure our dream home after relocating from New Zealand to the Gold Coast. James was exceptional throughout the process. He kept in regular contact with us for over a year, helped us understand our options, and made what could have been a very stressful process feel incredibly easy. We’ve dealt with mortgage brokers before, but James genuinely stands out from the rest. His knowledge, communication and commitment to getting the best outcome for us were exceptional. We wouldn’t hesitate to recommend James to anyone looking for a mortgage broker. Thank you, James, for helping make our dream of owning a home on the Gold Coast a reality!
· Powered by Google
As a Nectar broker I work tirelessly to get you the right home loan, not just the easiest one.
Nectar’s goal to be the #1 mortgage broking business in Australia as judged by our most valued critics – our customers!
Our focus on delivering world-class customer service directs everything we do at Nectar, and since launching in 2013, we’re proud to have helped thousands of satisfied customers across Australia achieve fantastic financial outcomes.
Get a FREE assessment
Award winning, year in, year out
Nectar is very proud to have received the following awards as recognition for the great financial outcomes we’ve delivered our customers.
















The Nectar difference
50+ lenders
I have access to over 50 lenders to find you the right loan, not just the easiest.
Pre-approval
I’ll help you with your applications and get you fully-assessed pre-approval so you can house-hunt with confidence.
First home buyer service
I can show you what first time buyer grants you qualify for and help you apply for them, getting your foot in the door sooner.
Support for the life of your loan
As long as you have a loan with me, I’ll make sure it’s the right one for you, through all the twists and turns life can bring.
